2026 Issue 24

¹Marketing Department, Taibah University, Saudi Arabia

¹Ho Chi Minh University of Banking, Vietnam

²The National College of Education in Ho Chi Minh City

¹Ho Chi Minh University of Banking, Vietnam

²University of Social Sciences and Humanities, VNUHCM, Vietnam

¹Faculty of Theology, Usak University, Usak, Turkey

¹Faculty of Law and Political Science, The Iraqi University, Iraq

¹Department of Computing and Information Systems, King Abdulaziz University, Jeddah, Saudi Arabia

²Department of Computer and Information Technology, The Applied College, King Abdulaziz University, Jeddah, Saudi Arabia

¹Banking Academy of Vietnam (BAV)

¹Hanoi Pedagogical University 2, Vietnam

¹Department of Mathematics, University of Lahore, Lahore 54000, Pakistan

¹Department of Political Science and International Relations, Lviv Polytechnic National University, Lviv, Ukraine

²Department of International Relations and Social Sciences, Faculty of Humanities and Pedagogy, National University of Life and Environmental Sciences of Ukraine, Kyiv, Ukraine